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Financial planning for the overlooked

Comprehensive services.

Affordable pricing.

Extensive free resources.

Radically transparent

Financial planning should be available to everyone

Everyone deserves to be able to understand their financial options and make confident decisions, including how to pay for your family’s education. Tributaries Financial Planning was built for people navigating uncertain times who want real, actionable guidance.

Start with the Tributaries free tier and get access to monthly webinars, guides, and live Q&A sessions.
Paid tiers start at just $75/month or $750/year and include regular one-on-one planning meetings, advising, and more. All paid memberships include a 30-day, money-back guarantee.

Comprehensive financial planning

Financial education and literacy are the core of everything we do

I’ll help you build, adjust, and maintain a plan that actually works.

Education cost planning

Budget & cash flow analysis

Retirement planning

Debt strategies

Estate & legacy planning

Risk management

Investment management

Business owner services

Tax planning coordination

Insurance review &guidance

Healthcare cost planning

Employee benefits optimization

Comprehensive financial planning

Financial education and literacy are the core of everything we do

I’ll help you build, adjust, and maintain a plan that actually works.

Education planning

Budget & cash flow analysis

Retirement planning

Debt strategies

Estate & legacy planning

Risk management

Investment management

Business owner services

Tax planning coordination

Insurance review &guidance

Healthcare cost planning

Employee benefits optimization

Expert Financial Guidance

Hi, I’m Ben Liff

I spent nearly two decades in education before starting Tributaries – teaching, consulting, revamping school programs, designing courses, and helping students study abroad in the U.S.

Across all of my roles, one theme kept repeating: families needed help not only choosing education paths, but also understanding the financial decisions that make those paths possible. And so, Tributaries Financial Planning was born.

Expert Guidance

Hi, I’m Ben Liff

I spent nearly two decades in education before starting Tributaries – teaching, consulting, revamping school programs, designing courses, and helping students study abroad in the U.S.

Across all of my roles, one theme kept repeating: families needed help not only choosing education paths, but also understanding the financial decisions that make those paths possible. And so, Tributaries Financial Planning was born.

Financial Tools

Empowering Financial Literacy Through Accessible Resources

The free resource center includes the Tributaries newsletter and blog, curated learning materials and links, recorded webinars and Q&As, and guides and tools focused on ensuring you understand your options for navigating your full financial life.